This is not a cure all but might help some. If you are paying a high APR, rollover your high rate to a new card with a lower rate that you receive in that mail.
READ! the agreement careful! Make sure there is no annual fee, no transfer fee,
(unless it's a ONE time low fee) and that the APR will be in affect until the amount is
paid off.
Most importantly: PAY IT OFF!Â
DON'T make the mistake of charging on the new card or you'll end up in debt again.
