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Home : Money & Time savers : Budgeting : Making your Money Work for you
Making your Money Work for you
Money makes the world go around, more than ever before. Learning to get the most for your money and to make your money go further is one of the things in life that we all strive to do. You can learn to make your money go further and to enjoy life without worrying about money as much just by making it a habit.Â
Quick and Easy Money Saving TipsÂ
To save money you are going to have to change your habits in buying and in shopping. You probably are going to find that you already ‘do’ some of the things that are suggested on this list, and some of these tasks are going to take a little longer than how you currently shop or purchase things, but in the long run it is all worth it!
Comparison shopping. For big-ticket items, you are going to have to compare prices and values but you are also going to have to evaluate the quality of the purchase as well. For example, if you are saving fifty dollars when buying a grill, why are you saving the money? Is the frame of the grill fair, good, or poor and how does it compare to the value of the grill that is a bit more expensive.Â
Purchasing the grill that saves you fifty dollars now, may mean that you are going to have to purchase another grill in just a few short years because the frame did not hold up under use. Take into consideration that if you pay an extra twenty dollars now, you are getting a better quality item so you prolong the re purchase of this item.Â
When you are comparing products, do it by phone or over the net. Don’t hop in the car and drive from store to store to compare, as this is going to waste your time, money in car, and you are running your car more. Getting on the phone or on the net, you can find comparable products without using anything more than your time to do it all.Â
Make your own greeting cards. If you are known to send a card for every birthday or holiday, make your own. While this is only going to save you a few dollars a month, over the entire year it can be a real savings!Â
Make your own gift wrap by using the comic section of your newspaper or by saving gift wrapping from other presents. You can decorate a box in just minutes so that you don’t even need wrapping paper and the present is still beautiful. Saving that you will see over the entire year!
Make your own soap. Soap is something that you have to use all the time no matter what day, it is. Making your own soap you will see a savings over the month in your grocery bill.Â
Using shavings of bar soap, left over’s in the bottom of laundry bottles and in shampoo bottles you are going to make quite the collection of soaps that you can use to wash your hands or wash your dishes. Using slivers of soap from bar soaps, you can add water and shake until the soap is dissolved, great hand soap for every day use!
Freeze your leftovers. Do not throw food away as often, use it the next day and take it in your lunch to work. When your throw leftovers away you are throwing money in the garbage that, you could be using for something else in your life.Â
Learn to scrub your pots, pans, plates and cups so they are going to last you longer. Using paper plates, disposable cups and plastic silverware, you are throwing money away when you could simply wash your utensils without spending additional money.Â
If you like to buy books and read them, recycle them. Sell your used books on line, sell your books to others at a yard sale, or sell your books on line through bookstores. Maybe you could start hitting the library and borrowing books instead of buying the books outright, this would be a large savings all around in your budget.Â
Make changes in your life. Not everything is a necessity many of the things we do and use in our lives are luxuries. What can you do without and what do you have to have?Â
These things are going to make a difference in being successful with your budget and spending too much daily in your life. For example, you have the newspaper delivered to your home, but most all of the news, even the local news, can be found online with online newspapers and online news channel sites. Cut out the newspaper and start reading online, saves you at least fifteen dollars a month just on the daily newspaper alone!
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